Bank of India (BOI), a premier public sector bank, has officially released the Bank of India Credit Officer Recruitment 2025 notification. This recruitment drive invites applications for 514 vacancies for Credit Officers in the General Banking Officer (GBO) stream at MMGS-II, MMGS-III, and SMGS-IV levels. This is a prestigious opportunity for experienced banking and finance professionals to advance their careers in one of India's leading banks. Eligible and interested candidates can apply online through the official BOI portal before the deadline.
Bank of India Credit Officer Recruitment 2025: Quick
Overview Table
|
Aspect |
Details |
|
|
Organization |
Bank of India (BOI) |
|
|
Posts |
Credit Officers - General Banking Officer (GBO) Stream |
|
|
Total Vacancies |
514 |
|
|
Application Mode |
Online Only |
|
|
Application Start Date |
20th December 2025 |
|
|
Last Date to Apply |
5th January 2026 |
|
|
Official Website |
|
|
|
Application Fee |
General / OBC / EWS: ₹850 |
SC / ST / PwBD: ₹175 |
Detailed Post-Wise Vacancy & Salary Scale
Here is the complete breakdown of the 514 vacancies across different management scales.
|
Post Name / Scale |
Number of Posts |
Approx. Monthly CTC (in ₹) |
|
Credit Officer – MMGS-II |
418 |
₹64,820 – ₹93,960 |
|
Credit Officer – MMGS-III |
60 |
₹85,920 – ₹1,05,280 |
|
Credit Officer – SMGS-IV |
36 |
₹1,02,300 – ₹1,20,940 |
|
Total Vacancies |
514 |
CTC includes Basic Pay, DA, HRA, Special Allowance, and other perks.
Educational Qualification & Experience
Candidates must meet the following mandatory criteria. Refer to the official notification for detailed requirements.
- Essential Qualification: A Graduate degree in any discipline from a university recognized by the Government of India.
- Preferred Qualification: Professional certifications such as CA, CMA, CFA, or an MBA (Finance) will be given preference.
- Mandatory Experience: Relevant post-qualification work experience in areas like credit appraisal, loan processing, risk management, or banking operations is compulsory. The exact number of years required may vary by the scale applied for (MMGS-II, III, SMGS-IV).
Age Limit & Relaxation
Age limits are scale-specific. Relaxation is applicable for SC/ST/OBC/PwBD/Ex-Servicemen candidates as per Government of India rules.
- Credit Officer – MMGS-II: 25 to 35 years
- Credit Officer – MMGS-III: 28 to 38 years
- Credit Officer – SMGS-IV: 30 to 40 years
Application Fee Details
- General / OBC / EWS Candidates: ₹850/-
- SC / ST / PwBD Candidates: ₹175/-
- Payment Mode: Online via Debit Card, Credit Card, Net Banking, or UPI.
Step-by-Step Guide to Apply Online
Follow these steps carefully to ensure a successful application:
- Visit Official Website: Go to the Bank of India careers portal at https://www.bankofindia.co.in/.
- Find Advertisement: Navigate to the "Careers" or "Recruitment" section and find the link for "Recruitment of Credit Officers in GBO Stream - 2025".
- New Registration: Click on "Apply Online" and register by providing your basic details to generate a Registration ID and Password.
- Fill Application Form: Log in and meticulously fill in all sections – Personal Details, Educational Qualifications, Work Experience, and Scale Preference.
- Upload Documents: Upload scanned copies of your Photograph, Signature, Educational Certificates, Experience Letters, Caste Certificate (if applicable), etc., in the prescribed format.
- Pay Application Fee: Proceed to pay the applicable fee online. Save the payment receipt for future reference.
- Final Submission: Review all details thoroughly before final submission. Note: No edits are allowed after submission.
- Download & Print: Download and print the submitted application form and fee receipt for your records and the selection process.
Important Dates to Remember
- Online Application Starts: 20th December 2025
- Last Date to Apply Online: 5th January 2026
- Online Exam Date: To be Notified Later (Check the official website for updates)
Important Links for Application
|
Link Description |
Purpose |
|
Official Notification |
[Download Here] - For detailed eligibility, experience criteria, and exam pattern. |
|
Apply Online Portal |
https://www.bankofindia.co.in/ (Careers Section) |
|
BOI Official Website |
https://www.bankofindia.co.in/ - For updates. |
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